Tag Archive
How to Tell If You Are a Victim of Identity Theft
The key to stopping identity theft is catching it early. Unfortunately because of the fact that the government only guarantees a free credit report once a year, it is estimated tha the majority of Americans only monitor their credit scores at that time. But there are just a few simple ways to look at a [...]
Credit Score Matters to Everyone- Even Your Date
It took a while for the score to catch on, since they haven’t always been used to determine creditworthiness. But now that it has become a big hit, everyone is using the standard FICO credit score to determine whether someone is trustworthy enough. The credit score is being used to judge everything from auto loans [...]
How to Know When Cosigning a Loan is a Smart Move
Whether or not to cosign a loan is a difficult decision to make, whether you’re approached by family or by a friend. On the one hand, you want to help your friend or family member and you don’t want them to think that you don’t trust them. On the other hand, it can be an [...]
Credit Score Makeup
Most of us know what makes a credit score. We know what to do to improve your score and how to avoid trouble in the first place. But what about the weight of each factor? Not all the pieces of the credit score puzzle are counted equally, and it’s important to know which factors pack [...]
Paying for Your Credit Score
The resource that lets Americans access their credit reports once a year for free is a much-needed service. This report can be a real lifesaver for some when it comes to monitoring a score for suspected fraud. But the reports that can be received for free are often not the reports that lenders look at [...]
How Marriage Changes Money
We all know what we are supposed to do when we are thinking about marriage. Everyone says that marriage is about love, and as long as you love someone then marriage should be the logical next step. But what about money? It can be a hard question to ask and may seem shallow to some, [...]
New Oversight Means New Rules for Credit Collectors
Recently a major consumer finance watchdog released reports that the government has plans to regulate previously unregulated financial firms. Now these debt collectors and credit reporting agencies are preparing themselves for the worst. Consumers have been complaining that credit reporting agencies and debt collectors have been engaging in unethical collection tactics and have been overly [...]
Leprechauns Worry About Protecting Their Gold on Saint Patrick’s Day
Before this Saint Patrick’s Day the National Coalition of Leprechauns (NCL) is conjoining for a meeting on how they can protect their pots of gold. In years past the leprechauns have had some difficulty with keeping their gold safe from prying human eyes. This has led to an extreme credit crisis in the leprechaun community. [...]
New Credit Card Accounts on the Rise
Economists are reporting that more credit card accounts were opened last year than in recent years past. It is believed that this is due to the banking industry loosening some of the regulations they had imposed in recent years due to the recession. Data about the rise in credit card accounts was provided by TransUnion. [...]
Weird Credit Tips That Really Work
We all have this idea in our heads that the way to get a good credit score is to make sure you pay your bills off on time, every time. Also, the more you pay on every payment the faster your bills will be paid off. These are both true in regards to personal finance, [...]
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